FOSA is a facility that offers services similar to those offered by Commercial Banks. Front Office Service Activity (FOSA) as a department of Universal Traders Sacco was formed in 2006 with purpose of meeting the members banking needs. To open a savings account you are required to visit any UTS branch near you have the folowing;
A copy of national identity card.
Two colored passport size photographs.
Be a member of Universal Traders Sacco.
Have contributed the minimum capital shares as required; i.e ksh 4,000.