• Address: Traders House, Syokimau Road - Machakos.
  • Paybill: 503500.
  • Call: 0757568479 / 0743146268

UTS Home

A trailblazer sacco in Kenya

About Universal Traders Sacco

Universal Traders SACCO is a leading sacco in lower eastern region of Kenya providing quality financial services to the business community. Universal Traders Sacco (UTS), previously known as Masaku Traders Sacco Society Limited, was registered in 1991 as a co-operative society in response to the economic needs of the local populace.

Our services

What We Bring To You

Explore the different types of products and services under UTS. Feel free to reach us by filling this form: Inquiry Form

Loan Products

6000 +




17 +

Awards Won

30 +

Years in Existence

Grow financially

Join Universal Traders Sacco Today


Grow financially in leaps & bounds


Save and invest wisely


Financial literacy and training

Our Partners