Welcome to Universal Traders

Universal Traders Sacco is a leading Sacco in Kenya providing quality

financial services to all its members.

 

 Use Our Loan Calculator

Together We Prosper

 

 

 

Universal Traders SACCO is a leading sacco in lower eastern region of Kenya providing quality financial services to the business community.

 

“To be a leading sacco providing quality financial services in Kenya”

 

 

“To empower members economically by efficiently providing affordable financial service, meeting their social obligations”

 

Our Loan Products

  • NORMAL LOANS
    NORMAL LOANS

    This is a loan facility for all Sacco members for their business needs.

    Features:

    1.  Loan given up to three (3) times a members normal shares.
    2. Maximum repayment period of 36 months.
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  • CHAI PLUS LOAN
    CHAI PLUS LOAN

    This loan facility is designed to support the tea farmers through affordabte fl exible financing.

    Features:

    1.  Loan given 4 times members normal shares.
    2. Repayment Period 24 months
    3. Grace period for loan repayment of up to 5 months
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  • RABO LOAN
    RABO LOAN

    This is a loan facility tailor-made to finance the dairy value chain..

    Features:

    1.  Loan ceiling is up to Ksh. 300,000 but loans up to Ksh. 500,000 can be advanced under special request from the member.
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  • MANGO LOAN
    MANGO LOAN

    This loan facility is tailor made to finance the mango value chain and to ensure quantity and quality mango production from the mango farmers..

    Features:

    1.  lt is designed for both individual mango farmers and those in
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  • UPESI (EMERGENCY) LOAN
    UPESI (EMERGENCY) LOAN

    This is a short term loan facility to help members meet

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  • BIASHARA LOAN
    BIASHARA LOAN

    Loan advanced to individualgroup members who contribute minimum 200 shillings on weekly basis.

     Features:

    1.  Member must save 25% of the loan amount.
    2. Flexible loan amounts to meet member needs.
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